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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $191,191 | $167,362+14.2% | $143,799+33.0% | $134,532+42.1% |
| Participation rate | 100.0% | 84.8%+15.2pp | 80.3%+19.7pp | 81.2%+18.8pp |
| Annual return | -21.20% | 0.47%-21.7pp | -0.04%-21.2pp | 418.27%-439.5pp |
| Employer contribution / active EE | $7,378 | $5,620+31.3% | $4,952+49.0% | $4,741+55.6% |
| Participant deferral / active EE | $7,948 | $6,447+23.3% | $5,638+41.0% | $6,401+24.2% |
| Admin fee / account holder | $12,173 | $18,094-32.7% | $14,677-17.1% | $11,429+6.5% |