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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $156,883 | $202,342-22.5% | $172,752-9.2% | $152,897+2.6% |
| Participation rate | 100.0% | 87.1%+12.9pp | 82.6%+17.4pp | 82.5%+17.5pp |
| Annual return | 22.91% | 1029.83%-1006.9pp | 802.97%-780.1pp | 345.43%-322.5pp |
| Employer contribution / active EE | $5,082 | $5,858-13.2% | $5,144-1.2% | $4,764+6.7% |
| Participant deferral / active EE | $4,443 | $5,948-25.3% | $5,198-14.5% | $5,851-24.1% |
| Admin fee / account holder | $1,295 | $17,111-92.4% | $13,955-90.7% | $11,599-88.8% |