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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $286,186 | $172,111+66.3% | $150,298+90.4% | $137,256+108.5% |
| Participation rate | 100.0% | 81.7%+18.3pp | 77.8%+22.2pp | 80.0%+20.0pp |
| Annual return | 15.75% | 69.37%-53.6pp | 62.79%-47.0pp | 220.34%-204.6pp |
| Employer contribution / active EE | $6,652 | $4,636+43.5% | $4,154+60.1% | $4,156+60.1% |
| Participant deferral / active EE | $5,681 | $6,166-7.9% | $5,453+4.2% | $6,407-11.3% |
| Admin fee / account holder | $2,330 | $16,471-85.9% | $14,116-83.5% | $12,270-81.0% |