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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $11,928 | $198,462-94.0% | $170,439-93.0% | $147,585-91.9% |
| Participation rate | 83.3% | 88.0%-4.6pp | 83.6%-0.3pp | 82.8%+0.5pp |
| Annual return | 13.18% | 257.30%-244.1pp | 205.94%-192.8pp | 578.58%-565.4pp |
| Employer contribution / active EE | $1,583 | $6,184-74.4% | $5,433-70.9% | $4,876-67.5% |
| Participant deferral / active EE | $2,178 | $5,629-61.3% | $4,939-55.9% | $5,439-60.0% |
| Admin fee / account holder | $4,359 | $16,852-74.1% | $13,881-68.6% | $10,886-60.0% |