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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $6,477 | $93,098-93.0% | $77,081-91.6% | $134,509-95.2% |
| Participation rate | 80.0% | 74.5%+5.5pp | 67.9%+12.1pp | 81.2%-1.2pp |
| Annual return | -12.94% | 62.63%-75.6pp | 42.33%-55.3pp | 418.13%-431.1pp |
| Employer contribution / active EE | $1,830 | $3,419-46.5% | $2,813-35.0% | $4,741-61.4% |
| Participant deferral / active EE | $4,082 | $5,239-22.1% | $4,428-7.8% | $6,400-36.2% |
| Admin fee / account holder | $1,419 | $6,945-79.6% | $5,427-73.8% | $11,427-87.6% |