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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $261,711 | $77,814+236.3% | $158,223+65.4% | $86,983+200.9% |
| Participation rate | 97.4% | 68.4%+29.0pp | 79.2%+18.2pp | 69.5%+27.9pp |
| Annual return | 14.78% | 30.54%-15.8pp | 52.09%-37.3pp | 25.83%-11.1pp |
| Employer contribution / active EE | $9,353 | $2,592+260.8% | $4,109+127.6% | $2,584+261.9% |
| Participant deferral / active EE | $7,741 | $3,270+136.8% | $5,467+41.6% | $4,194+84.6% |
| Admin fee / account holder | $16,259 | $5,879+176.5% | $16,047+1.3% | $7,856+107.0% |