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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $168,596 | $73,863+128.3% | $143,797+17.2% | $68,490+146.2% |
| Participation rate | 100.0% | 66.7%+33.3pp | 80.3%+19.7pp | 67.9%+32.1pp |
| Annual return | -19.40% | 0.91%-20.3pp | -0.04%-19.4pp | -7.85%-11.6pp |
| Employer contribution / active EE | $7,088 | $3,185+122.6% | $4,952+43.1% | $2,597+173.0% |
| Participant deferral / active EE | $7,321 | $3,385+116.3% | $5,638+29.8% | $4,028+81.8% |
| Admin fee / account holder | $917 | $5,756-84.1% | $14,679-93.8% | $5,403-83.0% |