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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $261,711 | $78,690+232.6% | $161,489+62.1% | $87,485+199.2% |
| Participation rate | 97.4% | 67.5%+30.0pp | 78.7%+18.7pp | 68.9%+28.5pp |
| Annual return | 14.78% | 32.74%-18.0pp | 89.72%-74.9pp | 26.06%-11.3pp |
| Employer contribution / active EE | $9,353 | $2,588+261.4% | $4,268+119.1% | $2,596+260.2% |
| Participant deferral / active EE | $7,741 | $3,311+133.8% | $5,630+37.5% | $4,274+81.1% |
| Admin fee / account holder | $16,259 | $6,724+141.8% | $16,006+1.6% | $7,775+109.1% |