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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $261,711 | $76,407+242.5% | $150,298+74.1% | $82,448+217.4% |
| Participation rate | 97.4% | 66.4%+31.0pp | 77.8%+19.7pp | 68.1%+29.4pp |
| Annual return | 14.78% | 39.99%-25.2pp | 62.79%-48.0pp | 41.64%-26.9pp |
| Employer contribution / active EE | $9,353 | $2,614+257.8% | $4,154+125.1% | $2,551+266.6% |
| Participant deferral / active EE | $7,741 | $3,214+140.8% | $5,453+42.0% | $4,139+87.0% |
| Admin fee / account holder | $16,259 | $6,352+156.0% | $14,116+15.2% | $7,234+124.7% |