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Employer contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $111,765 | $85,171+31.2% | $172,752-35.3% | $72,975+53.2% |
| Participation rate | 86.2% | 70.1%+16.1pp | 82.6%+3.6pp | 69.5%+16.7pp |
| Annual return | 24.07% | 27.32%-3.3pp | 802.97%-778.9pp | 81.01%-56.9pp |
| Employer contribution / active EE | $0 | $3,324-100.0% | $5,144-100.0% | $2,440-100.0% |
| Participant deferral / active EE | $3,418 | $3,260+4.9% | $5,198-34.2% | $3,608-5.3% |
| Admin fee / account holder | $2,997 | $5,880-49.0% | $13,955-78.5% | $5,124-41.5% |