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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $35,630 | $95,895-62.8% | $79,576-55.2% | $134,509-73.5% |
| Participation rate | 76.2% | 75.0%+1.2pp | 69.5%+6.7pp | 81.2%-5.0pp |
| Annual return | -20.70% | -2.72%-18.0pp | 0.15%-20.8pp | 418.13%-438.8pp |
| Employer contribution / active EE | $936 | $3,128-70.1% | $2,413-61.2% | $4,741-80.3% |
| Participant deferral / active EE | $1,878 | $4,693-60.0% | $3,985-52.9% | $6,400-70.7% |
| Admin fee / account holder | $448 | $9,129-95.1% | $6,834-93.4% | $11,427-96.1% |