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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $655,883 | $138,076+375.0% | $123,553+430.9% | $135,380+384.5% |
| Participation rate | 100.0% | 84.7%+15.3pp | 82.3%+17.7pp | 82.6%+17.4pp |
| Annual return | -10.91% | 153.70%-164.6pp | 119.21%-130.1pp | 519.81%-530.7pp |
| Employer contribution / active EE | $17,575 | $5,152+241.1% | $4,628+279.7% | $4,779+267.8% |
| Participant deferral / active EE | $10,974 | $6,800+61.4% | $6,426+70.8% | $5,609+95.7% |
| Admin fee / account holder | $3,049 | $10,917-72.1% | $9,284-67.2% | $10,828-71.8% |