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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $51,506 | $76,551-32.7% | $123,894-58.4% | $62,881-18.1% |
| Participation rate | 69.8% | 73.0%-3.2pp | 81.4%-11.6pp | 69.3%+0.5pp |
| Annual return | 6.15% | 18.68%-12.5pp | 47.52%-41.4pp | 20.14%-14.0pp |
| Employer contribution / active EE | $1,137 | $2,882-60.6% | $4,617-75.4% | $2,281-50.2% |
| Participant deferral / active EE | $2,235 | $4,840-53.8% | $5,984-62.7% | $3,203-30.2% |
| Admin fee / account holder | $2,445 | $4,826-49.3% | $8,357-70.7% | $4,296-43.1% |