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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $57,279 | $165,381-65.4% | $149,730-61.7% | $158,966-64.0% |
| Participation rate | 66.7% | 84.6%-17.9pp | 82.5%-15.8pp | 82.0%-15.3pp |
| Annual return | 10.96% | 348.29%-337.3pp | 276.70%-265.7pp | 302.95%-292.0pp |
| Employer contribution / active EE | $2,732 | $5,104-46.5% | $4,645-41.2% | $4,762-42.6% |
| Participant deferral / active EE | $8,106 | $7,182+12.9% | $6,843+18.5% | $5,983+35.5% |
| Admin fee / account holder | $39,887 | $10,809+269.0% | $9,310+328.4% | $11,250+254.6% |