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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $67,577 | $131,835-48.7% | $108,582-37.8% | $273,970-75.3% |
| Participation rate | 76.9% | 83.5%-6.5pp | 79.6%-2.6pp | 83.0%-6.1pp |
| Annual return | 9.70% | -91.57%+101.3pp | -51.70%+61.4pp | 41.46%-31.8pp |
| Employer contribution / active EE | $1,425 | $4,913-71.0% | $3,758-62.1% | $4,869-70.7% |
| Participant deferral / active EE | $5,768 | $5,127+12.5% | $4,311+33.8% | $5,287+9.1% |
| Admin fee / account holder | $5,174 | $10,253-49.5% | $7,645-32.3% | $10,132-48.9% |