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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $101,673 | $91,559+11.0% | $133,971-24.1% | $79,852+27.3% |
| Participation rate | 74.4% | 73.3%+1.1pp | 79.8%-5.4pp | 69.6%+4.8pp |
| Annual return | 13.69% | 61.85%-48.2pp | 45.09%-31.4pp | 31.72%-18.0pp |
| Employer contribution / active EE | $2,441 | $2,384+2.4% | $3,919-37.7% | $2,471-1.2% |
| Participant deferral / active EE | $5,273 | $3,734+41.2% | $5,047+4.5% | $3,740+41.0% |
| Admin fee / account holder | $1,856 | $6,321-70.6% | $8,929-79.2% | $5,306-65.0% |