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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $75,569 | $78,707-4.0% | $117,861-35.9% | $70,126+7.8% |
| Participation rate | 79.4% | 73.2%+6.2pp | 79.7%-0.3pp | 69.5%+9.9pp |
| Annual return | 0.00% | 23.30%-23.3pp | 335.11%-335.1pp | 73.15%-73.1pp |
| Employer contribution / active EE | $2,227 | $2,223+0.1% | $3,786-41.2% | $2,343-4.9% |
| Participant deferral / active EE | $5,036 | $3,297+52.7% | $4,482+12.4% | $3,332+51.1% |
| Admin fee / account holder | $382 | $5,066-92.5% | $8,021-95.2% | $4,645-91.8% |