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Participant contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $468,741 | $180,462+159.7% | $154,111+204.2% | $135,379+246.2% |
| Participation rate | 91.7% | 87.4%+4.2pp | 83.0%+8.6pp | 82.6%+9.0pp |
| Annual return | -10.08% | 888.17%-898.2pp | 735.18%-745.3pp | 519.79%-529.9pp |
| Employer contribution / active EE | $2,339 | $6,036-61.2% | $5,298-55.8% | $4,779-51.1% |
| Participant deferral / active EE | $111 | $5,806-98.1% | $5,081-97.8% | $5,609-98.0% |
| Admin fee / account holder | $1,189 | $16,145-92.6% | $13,411-91.1% | $10,828-89.0% |