Sign up free to preview peer percentile detail
Free accounts unlock saves, downloads, and 3-year history.
Sign up free to preview 10-year trajectory
Free accounts unlock saves, downloads, and 3-year history.
Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $33,056 | $43,075-23.3% | $74,577-55.7% | $62,881-47.4% |
| Participation rate | 58.8% | 58.1%+0.8pp | 68.1%-9.3pp | 69.3%-10.5pp |
| Annual return | 4.17% | 17.50%-13.3pp | 20.47%-16.3pp | 20.14%-16.0pp |
| Employer contribution / active EE | $0 | $1,498-100.0% | $2,525-100.0% | $2,281-100.0% |
| Participant deferral / active EE | $2,217 | $2,389-7.2% | $3,458-35.9% | $3,203-30.8% |
| Admin fee / account holder | $8,591 | $2,840+202.5% | $4,138+107.6% | $4,296+100.0% |