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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $26,142 | $63,346-58.7% | $92,240-71.7% | $70,126-62.7% |
| Participation rate | 51.3% | 68.7%-17.4pp | 76.5%-25.2pp | 69.5%-18.2pp |
| Annual return | 12.64% | 530.19%-517.5pp | 176.29%-163.6pp | 73.15%-60.5pp |
| Employer contribution / active EE | $631 | $2,471-74.5% | $3,680-82.8% | $2,343-73.0% |
| Participant deferral / active EE | $1,563 | $2,854-45.2% | $3,897-59.9% | $3,332-53.1% |
| Admin fee / account holder | $8,231 | $3,841+114.3% | $5,194+58.5% | $4,645+77.2% |