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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $130,407 | $150,447-13.3% | $136,298-4.3% | $147,586-11.6% |
| Participation rate | 60.0% | 84.4%-24.4pp | 81.9%-21.9pp | 82.8%-22.8pp |
| Annual return | 16.63% | 1049.15%-1032.5pp | 5156.27%-5139.6pp | 578.59%-562.0pp |
| Employer contribution / active EE | $2,455 | $5,256-53.3% | $4,696-47.7% | $4,876-49.7% |
| Participant deferral / active EE | $8,985 | $6,631+35.5% | $6,247+43.8% | $5,439+65.2% |
| Admin fee / account holder | $2,175 | $10,906-80.1% | $9,244-76.5% | $10,886-80.0% |