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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Sponsor crossed the 100-balance-holder threshold in the most recent filing - large-plan audit requirement now applies.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $88,038 | $76,551+15.0% | $123,894-28.9% | $62,881+40.0% |
| Participation rate | 87.4% | 73.0%+14.4pp | 81.4%+5.9pp | 69.3%+18.1pp |
| Annual return | 9.73% | 18.68%-8.9pp | 47.52%-37.8pp | 20.14%-10.4pp |
| Employer contribution / active EE | $3,442 | $2,882+19.4% | $4,617-25.4% | $2,281+50.9% |
| Participant deferral / active EE | $6,422 | $4,840+32.7% | $5,984+7.3% | $3,203+100.5% |
| Admin fee / account holder | $18,346 | $4,826+280.2% | $8,357+119.5% | $4,296+327.1% |