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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $42,482 | $100,792-57.9% | $86,691-51.0% | $134,509-68.4% |
| Participation rate | 82.4% | 78.9%+3.4pp | 76.6%+5.8pp | 81.2%+1.1pp |
| Annual return | -23.80% | 29.08%-52.9pp | 35.94%-59.7pp | 418.13%-441.9pp |
| Employer contribution / active EE | $1,749 | $3,491-49.9% | $2,837-38.3% | $4,741-63.1% |
| Participant deferral / active EE | $4,356 | $5,339-18.4% | $4,656-6.4% | $6,400-31.9% |
| Admin fee / account holder | $1,495 | $10,924-86.3% | $7,492-80.0% | $11,427-86.9% |