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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $151,553 | $75,183+101.6% | $123,894+22.3% | $55,167+174.7% |
| Participation rate | 100.0% | 72.8%+27.2pp | 81.4%+18.6pp | 69.0%+31.0pp |
| Annual return | 6.56% | 19.01%-12.4pp | 47.52%-41.0pp | 169.23%-162.7pp |
| Employer contribution / active EE | $5,790 | $2,823+105.1% | $4,617+25.4% | $1,963+195.0% |
| Participant deferral / active EE | $7,557 | $5,084+48.6% | $5,984+26.3% | $3,054+147.4% |
| Admin fee / account holder | $46,766 | $663+6958.7% | $8,357+459.6% | $504+9180.9% |