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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $251,929 | $177,156+42.2% | $147,027+71.3% | $154,746+62.8% |
| Participation rate | 100.0% | 79.4%+20.6pp | 73.7%+26.3pp | 80.7%+19.3pp |
| Annual return | 12.05% | 21.94%-9.9pp | 20.23%-8.2pp | 172.34%-160.3pp |
| Employer contribution / active EE | $15,509 | $4,336+257.6% | $3,626+327.7% | $4,379+254.2% |
| Participant deferral / active EE | $11,692 | $5,797+101.7% | $4,933+137.0% | $6,730+73.7% |
| Admin fee / account holder | $14,706 | $14,904-1.3% | $12,223+20.3% | $14,365+2.4% |