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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $174,541 | $155,833+12.0% | $124,693+40.0% | $167,536+4.2% |
| Participation rate | 100.0% | 81.1%+18.9pp | 74.6%+25.4pp | 82.1%+17.9pp |
| Annual return | 9.99% | 17.98%-8.0pp | 5144.19%-5134.2pp | 478.82%-468.8pp |
| Employer contribution / active EE | $13,313 | $4,164+219.7% | $3,324+300.5% | $4,839+175.1% |
| Participant deferral / active EE | $9,463 | $5,675+66.8% | $4,615+105.0% | $6,342+49.2% |
| Admin fee / account holder | $7,373 | $9,534-22.7% | $7,494-1.6% | $12,315-40.1% |