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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $251,929 | $161,352+56.1% | $134,172+87.8% | $137,256+83.5% |
| Participation rate | 100.0% | 78.3%+21.7pp | 72.5%+27.5pp | 80.0%+20.0pp |
| Annual return | 12.05% | 28.72%-16.7pp | 25.30%-13.2pp | 220.34%-208.3pp |
| Employer contribution / active EE | $15,509 | $4,099+278.4% | $3,420+353.5% | $4,156+273.2% |
| Participant deferral / active EE | $11,692 | $5,552+110.6% | $4,690+149.3% | $6,407+82.5% |
| Admin fee / account holder | $14,706 | $15,028-2.1% | $12,016+22.4% | $12,270+19.9% |