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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $41,327 | $75,541-45.3% | $152,093-72.8% | $82,637-50.0% |
| Participation rate | 100.0% | 66.5%+33.5pp | 77.8%+22.2pp | 68.1%+31.9pp |
| Annual return | 17.29% | 32.56%-15.3pp | 66.36%-49.1pp | 53.51%-36.2pp |
| Employer contribution / active EE | $2,656 | $2,622+1.3% | $4,175-36.4% | $2,552+4.1% |
| Participant deferral / active EE | $2,413 | $3,206-24.7% | $5,451-55.7% | $4,126-41.5% |
| Admin fee / account holder | $1,439 | $6,405-77.5% | $14,497-90.1% | $7,339-80.4% |