Retirement plan

ROADBUILDERS MACHINERY AND SUPPLY CO INC 401K PROFIT SHARING PLAN

Name: ROADBUILDERS MACHINERY AND SUPPLY CO INC - ROADBUILDERS MACHINERY AND SUPPLY CO INC 401K PROFIT SHARING PLAN (2018) Form 5500
Creator: ROADBUILDERS MACHINERY AND SUPPLY CO INC
License: https://www.dol.gov/general/disclaim
Keywords: Form 5500, ERISA, retirement plan, ROADBUILDERS MACHINERY AND SUPPLY CO INC 401K PROFIT SHARING PLAN, ROADBUILDERS MACHINERY AND SUPPLY CO INC

ROADBUILDERS MACHINERY AND SUPPLY CO INCEIN 48-1006280Plan #001PY 2018

1001 S 7TH STREET TRAFFICWAY - KANSAS CITY, KS 66105913-371-3822roadbuildersmachinery.comLinkedIn51-200 employeesconstruction

Prospect flagsHigh retiree %High feesCorrective distributions

How to read this page

Total assets (EOY)

$16.3M

-17.5% from 2017

Total participants

169

-1.2% from 2017

Average account balance

$97,268

-22.0% from 2017

Annual return

-3.24%

-20.66 pp from 2017

Benchmarks

See 2,344 peers

Peer group

Industry42 - Wholesale Trade

Plan typeDefined contribution

Participants100-249

Cohort2,344 peers

Snapshot2018

Free accounts unlock saves, downloads, and 3-year history.

Analytics

Total assets (EOY)

Plan-year ending balance

$20.00M

Not enough data

1 years with asset history on file

Average account balance

Total assets / participants with a balance (line 6g)

$100K

Not enough data

1 years with per-participant data

Participants with account balance

Stacked by status: active / separated vested / retired or beneficiary. Total = line 6g.

200

Not enough data

1 years with headcount on file

Eligible Participants and Participation

Bars: eligible actives (line 6a). Line: derived rate = active employees with a balance / 6a.

100.0%

Not enough data

1 years with eligibility data

Contributions (total)

Employer and participant dollars contributed each year

$1.41M

Not enough data

1 years with contributions on file

Contributions per participant

Average employer and participant contribution per enrolled participant

$12K

Not enough data

1 years with per-participant contribution data

Asset flow

BOY + contributions + return - distributions = EOY

Year

Annual return

Diverging bars; negative years highlighted

+13.44%

Not enough data

1 years with return on file

Admin fee / account holder

Total admin expenses / participants with a balance (line 6g)

$274

Not enough data

1 years with admin cost on file

Asset composition

Cash / stocks / bonds / mutual funds / real estate / loans over time

Not enough data

1 years with F_SCH_H allocation on file

Free accounts unlock saves, downloads, and 3-year history.

Service providers

Top 9 by compensation

Provider	Service type	Compensation
MASSACHUSETTS MUTUAL LIFE INS. CO.4+ years Filed as: MASSACHUSETTS MUTUAL LIFE INSURANCE Service code 52 1295 STATE STREET · SPRINGFIELD, MA 01111	Indirect Investment Fees	$34,094
COMPENSATION BENEFIT PLANNING, INC.4+ years Service code 13	Contract Administrator	$15,710
M HOLDINGS SECURITIES INC1 year Filed as: M HOLDINGS SECURITIES INC. Service code 27 · EIN 91-1802259	Advisory (Plan)	$15,643
AMERICAN FUNDS1 year Service code 52 · EIN 95-1411037	Indirect Investment Fees	$0
COMPENSATION BENEFIT PLANNING, INC.4+ years Filed as: COMPENSATION BENEFIT PLANNING INC Service code 13 3552 NE RALPH POWELL ROAD · LEES SUMMIT, MO 64064	Contract Administrator	$0
DODGE & COX1 year Service code 52 · EIN 94-6067274	Indirect Investment Fees	$0
JANUS HENDERSON1 year Service code 52 · EIN 84-0592523	Indirect Investment Fees	$0
T R PAUL INC.4+ years Filed as: PAUL R LAVERY Service code 53 7912 ALDEN STREET · LENEXA, KS 66215	Insurance Commissions	$0
THE VANGUARD GROUP, INC.1 year Filed as: VANGUARD Service code 52 · EIN 23-2120820	Indirect Investment Fees	$0

Plan features & details

Pension benefit codes2E2F2G2J2K2T3D3H

Plan features

2E
Profit-sharing
Profit-sharing plan.
2F
ERISA section 404(c) plan
This plan or any part of it is intended to meet the conditions of 29 CFR 2550.404c-1 (shifting investment responsibility to participants).
2G
Total participant-directed account plan
Participants have the opportunity to direct the investment of all of the assets allocated to their individual accounts regardless of whether 29 CFR 2550.404c-1 is intended to be met.
2J
Code section 401(k) feature
Cash or deferred arrangement described in Code section 401(k) that is part of a qualified defined contribution plan under which employees may elect to defer part of their compensation or receive these amounts in cash.
2K
Code section 401(m) arrangement
Employee contributions are allocated to separate accounts under the plan or employer contributions are based in whole or in part on employee deferrals or contributions to the plan. Not applicable to 401(k) plans with only QNECs and/or QMACs or to 403(b)(1) 403(b)(7) or 408 arrangements.
2T
Default investment account
Total or partial participant-directed account plan where plan uses a default investment account for participants who fail to direct assets in their account.
3D
Pre-approved pension plan
A master prototype or volume submitter plan that is the subject of a favorable opinion or advisory letter from the IRS.
3H
Controlled group member
Plan sponsor(s) is (are) a member(s) of a controlled group (Code sections 414(b) (c) or (m)).

Opportunity flags

3 tripped

OpportunityHigh fees
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
ComplianceCorrective distributions
Plan reported corrective distributions (failed ADP/ACP testing).
InformationalHigh retiree %
Retirees and beneficiaries make up 25% or more of total participants - indicates an ageing workforce or a frozen plan.

Expense breakdown

Schedule H Part II

Admin total

$55K

$451 / participant

Investment mgmt$50K90.4%
Other / not subdivided$5K9.6%

% of EOY assets

0.337%

all-in expense ratio

Categories reported

1 / 9

subdivided buckets used

Audit opinion

Schedule H Part III

Disclaimer opinion

Auditor declined to express an opinion - usually a 103(a)(3)(C) limited-scope election.

Auditor firm: LARSON AND COMPANY PA
Auditor EIN: 481089910
Audit fees: (not subdivided)
Opinion code: Disclaimer

Metric

This plan

Peer set

Industry

Size

Avg account balance

$97,268

$66,302+46.7%

$110,243-11.8%

$56,287+72.8%

Participation rate

99.2%

74.9%+24.3pp

79.8%+19.4pp

69.9%+29.3pp

Annual return

-3.24%

-1.18%-2.1pp

314.76%-318.0pp

-9.96%+6.7pp

Employer contribution / active EE

$1,601

$2,047-21.8%

$3,827-58.2%

$2,111-24.1%

Participant deferral / active EE

$4,779

$3,381+41.3%

$4,672+2.3%

$3,350+42.7%

Admin fee / account holder

$327

$698-53.1%

$8,548-96.2%

$521-37.1%

Provider

Service type

Compensation

MASSACHUSETTS MUTUAL LIFE INS. CO.4+ years

Filed as: MASSACHUSETTS MUTUAL LIFE INSURANCE

Service code 52

1295 STATE STREET · SPRINGFIELD, MA 01111

Indirect Investment Fees

$34,094

COMPENSATION BENEFIT PLANNING, INC.4+ years

Service code 13

Contract Administrator

$15,710

M HOLDINGS SECURITIES INC1 year

Filed as: M HOLDINGS SECURITIES INC.

Service code 27 · EIN 91-1802259

Advisory (Plan)

$15,643

AMERICAN FUNDS1 year

Service code 52 · EIN 95-1411037

Indirect Investment Fees

COMPENSATION BENEFIT PLANNING, INC.4+ years

Filed as: COMPENSATION BENEFIT PLANNING INC

Service code 13

3552 NE RALPH POWELL ROAD · LEES SUMMIT, MO 64064

Contract Administrator

DODGE & COX1 year

Service code 52 · EIN 94-6067274

Indirect Investment Fees

JANUS HENDERSON1 year

Service code 52 · EIN 84-0592523

Indirect Investment Fees

T R PAUL INC.4+ years

Filed as: PAUL R LAVERY

Service code 53

7912 ALDEN STREET · LENEXA, KS 66215

Insurance Commissions

THE VANGUARD GROUP, INC.1 year

Filed as: VANGUARD

Service code 52 · EIN 23-2120820

Indirect Investment Fees

ROADBUILDERS MACHINERY AND SUPPLY CO INC 401K PROFIT SHARING PLAN

Summary metrics

Benchmarksi

Analytics

Service providersi

Plan features & details

Opportunity flagsi

Expense breakdowni

Audit opinioni

ROADBUILDERS MACHINERY AND SUPPLY CO INC 401K PROFIT SHARING PLAN

Summary metrics

Benchmarksi

Analytics

Service providersi

Plan features & details

Opportunity flagsi

Expense breakdowni

Audit opinioni

Benchmarks

Service providers

Opportunity flags

Expense breakdown

Audit opinion

Benchmarks

Service providers

Opportunity flags

Expense breakdown

Audit opinion