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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $292,110 | $135,956+114.9% | $123,894+135.8% | $273,972+6.6% |
| Participation rate | 100.0% | 84.1%+15.9pp | 81.4%+18.6pp | 83.0%+17.0pp |
| Annual return | 9.00% | 56.63%-47.6pp | 47.52%-38.5pp | 41.46%-32.5pp |
| Employer contribution / active EE | $9,061 | $5,170+75.3% | $4,617+96.3% | $4,869+86.1% |
| Participant deferral / active EE | $11,106 | $6,343+75.1% | $5,984+85.6% | $5,287+110.1% |
| Admin fee / account holder | $1,967 | $9,817-80.0% | $8,357-76.5% | $10,133-80.6% |