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Employer contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $54,176 | $133,981-59.6% | $112,249-51.7% | $134,532-59.7% |
| Participation rate | 87.5% | 78.6%+8.9pp | 75.1%+12.4pp | 81.2%+6.3pp |
| Annual return | -19.47% | 47.16%-66.6pp | 27.48%-47.0pp | 418.27%-437.7pp |
| Employer contribution / active EE | $572 | $4,040-85.8% | $3,636-84.3% | $4,741-87.9% |
| Participant deferral / active EE | $1,597 | $5,292-69.8% | $4,729-66.2% | $6,401-75.1% |
| Admin fee / account holder | $594 | $7,492-92.1% | $6,412-90.7% | $11,429-94.8% |