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Employer contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $36,904 | $106,008-65.2% | $92,240-60.0% | $147,586-75.0% |
| Participation rate | 78.6% | 80.4%-1.8pp | 76.5%+2.1pp | 82.8%-4.3pp |
| Annual return | 20.06% | 50.05%-30.0pp | 176.29%-156.2pp | 578.59%-558.5pp |
| Employer contribution / active EE | $575 | $4,333-86.7% | $3,680-84.4% | $4,876-88.2% |
| Participant deferral / active EE | $1,646 | $4,478-63.3% | $3,897-57.8% | $5,439-69.7% |
| Admin fee / account holder | $7,055 | $6,333+11.4% | $5,194+35.8% | $10,886-35.2% |