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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $552,010 | $175,257+215.0% | $149,717+268.7% | $139,456+295.8% |
| Participation rate | 100.0% | 83.4%+16.6pp | 78.8%+21.2pp | 80.3%+19.7pp |
| Annual return | 8.99% | 166.70%-157.7pp | 134.41%-125.4pp | 373.45%-364.5pp |
| Employer contribution / active EE | $29,262 | $5,477+434.3% | $4,820+507.1% | $4,753+515.7% |
| Participant deferral / active EE | $20,000 | $6,521+206.7% | $5,682+252.0% | $6,711+198.0% |
| Admin fee / account holder | $4,152 | $16,156-74.3% | $13,213-68.6% | $11,407-63.6% |