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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $88,674 | $102,696-13.7% | $86,235+2.8% | $139,487-36.4% |
| Participation rate | 100.0% | 74.5%+25.5pp | 69.0%+31.0pp | 80.3%+19.7pp |
| Annual return | 15.97% | 1925.91%-1909.9pp | 1170.03%-1154.1pp | 373.84%-357.9pp |
| Employer contribution / active EE | $11,055 | $3,034+264.4% | $2,381+364.3% | $4,755+132.5% |
| Participant deferral / active EE | $6,134 | $4,679+31.1% | $3,987+53.9% | $6,713-8.6% |
| Admin fee / account holder | $823 | $8,667-90.5% | $6,856-88.0% | $11,407-92.8% |