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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $88,674 | $102,624-13.6% | $86,200+2.9% | $139,427-36.4% |
| Participation rate | 100.0% | 74.5%+25.5pp | 69.0%+31.0pp | 80.3%+19.7pp |
| Annual return | 15.97% | 1922.69%-1906.7pp | 1168.58%-1152.6pp | 373.27%-357.3pp |
| Employer contribution / active EE | $11,055 | $3,033+264.5% | $2,381+364.4% | $4,752+132.7% |
| Participant deferral / active EE | $6,134 | $4,676+31.2% | $3,986+53.9% | $6,711-8.6% |
| Admin fee / account holder | $823 | $8,658-90.5% | $6,853-88.0% | $11,404-92.8% |