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Employer contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $77,065 | $89,367-13.8% | $141,191-45.4% | $72,975+5.6% |
| Participation rate | 84.1% | 75.1%+8.9pp | 82.5%+1.6pp | 69.5%+14.6pp |
| Annual return | 21.62% | 111.87%-90.2pp | 71.41%-49.8pp | 81.01%-59.4pp |
| Employer contribution / active EE | $588 | $3,115-81.1% | $4,736-87.6% | $2,440-75.9% |
| Participant deferral / active EE | $6,898 | $5,419+27.3% | $6,710+2.8% | $3,608+91.2% |
| Admin fee / account holder | $4,719 | $5,957-20.8% | $10,264-54.0% | $5,124-7.9% |