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Employer contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $61,242 | $76,551-20.0% | $123,894-50.6% | $62,881-2.6% |
| Participation rate | 85.4% | 73.0%+12.4pp | 81.4%+4.0pp | 69.3%+16.1pp |
| Annual return | 16.91% | 18.68%-1.8pp | 47.52%-30.6pp | 20.14%-3.2pp |
| Employer contribution / active EE | $413 | $2,882-85.7% | $4,617-91.0% | $2,281-81.9% |
| Participant deferral / active EE | $6,065 | $4,840+25.3% | $5,984+1.4% | $3,203+89.4% |
| Admin fee / account holder | $6,574 | $4,826+36.2% | $8,357-21.3% | $4,296+53.0% |