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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $6,788 | $112,112-93.9% | $95,956-92.9% | $158,950-95.7% |
| Participation rate | 81.8% | 79.0%+2.8pp | 77.1%+4.7pp | 82.0%-0.1pp |
| Annual return | 16.72% | 171.15%-154.4pp | 91.63%-74.9pp | 302.91%-286.2pp |
| Employer contribution / active EE | $1,363 | $3,199-57.4% | $2,541-46.4% | $4,762-71.4% |
| Participant deferral / active EE | $2,215 | $4,784-53.7% | $4,167-46.8% | $5,983-63.0% |
| Admin fee / account holder | $2,703 | $10,134-73.3% | $6,797-60.2% | $11,248-76.0% |