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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $59,308 | $71,872-17.5% | $86,691-31.6% | $68,495-13.4% |
| Participation rate | 88.2% | 72.2%+16.0pp | 76.6%+11.6pp | 67.9%+20.3pp |
| Annual return | -14.27% | 3.53%-17.8pp | 35.94%-50.2pp | -7.84%-6.4pp |
| Employer contribution / active EE | $1,605 | $2,173-26.2% | $2,837-43.4% | $2,596-38.2% |
| Participant deferral / active EE | $4,021 | $3,779+6.4% | $4,656-13.6% | $4,028-0.2% |
| Admin fee / account holder | $4,149 | $6,112-32.1% | $7,492-44.6% | $5,403-23.2% |