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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $226,156 | $156,616+44.4% | $133,346+69.6% | $198,609+13.9% |
| Participation rate | 80.0% | 77.7%+2.3pp | 72.8%+7.2pp | 82.4%-2.4pp |
| Annual return | 10.22% | 44.25%-34.0pp | 36.85%-26.6pp | 202.70%-192.5pp |
| Employer contribution / active EE | $1,081 | $3,368-67.9% | $2,853-62.1% | $5,055-78.6% |
| Participant deferral / active EE | $2,162 | $4,920-56.1% | $4,332-50.1% | $6,977-69.0% |
| Admin fee / account holder | $5,247 | $17,468-70.0% | $14,264-63.2% | $19,030-72.4% |