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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $226,156 | $112,729+100.6% | $98,716+129.1% | $137,256+64.8% |
| Participation rate | 80.0% | 74.2%+5.8pp | 69.3%+10.7pp | 80.0%0pp |
| Annual return | 10.22% | 38.48%-28.3pp | 31.81%-21.6pp | 220.34%-210.1pp |
| Employer contribution / active EE | $1,081 | $2,725-60.3% | $2,279-52.6% | $4,156-74.0% |
| Participant deferral / active EE | $2,162 | $4,640-53.4% | $4,048-46.6% | $6,407-66.3% |
| Admin fee / account holder | $5,247 | $10,129-48.2% | $8,703-39.7% | $12,270-57.2% |