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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $226,156 | $124,980+81.0% | $108,359+108.7% | $154,746+46.1% |
| Participation rate | 80.0% | 75.2%+4.8pp | 70.1%+9.9pp | 80.7%-0.7pp |
| Annual return | 10.22% | 45.00%-34.8pp | 36.89%-26.7pp | 172.34%-162.1pp |
| Employer contribution / active EE | $1,081 | $2,851-62.1% | $2,399-55.0% | $4,379-75.3% |
| Participant deferral / active EE | $2,162 | $4,743-54.4% | $4,137-47.7% | $6,730-67.9% |
| Admin fee / account holder | $5,247 | $11,502-54.4% | $9,741-46.1% | $14,365-63.5% |