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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $47,064 | $81,504-42.3% | $102,437-54.1% | $80,959-41.9% |
| Participation rate | 35.5% | 66.9%-31.4pp | 74.5%-39.0pp | 67.7%-32.2pp |
| Annual return | 15.51% | 25.60%-10.1pp | 24.95%-9.4pp | 35.67%-20.2pp |
| Employer contribution / active EE | $921 | $3,104-70.3% | $3,871-76.2% | $2,757-66.6% |
| Participant deferral / active EE | $1,942 | $3,871-49.8% | $5,060-61.6% | $4,300-54.8% |
| Admin fee / account holder | $1,107 | $6,719-83.5% | $8,388-86.8% | $6,925-84.0% |