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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $77,777 | $160,028-51.4% | $147,080-47.1% | $145,884-46.7% |
| Participation rate | 100.0% | 84.0%+16.0pp | 82.2%+17.8pp | 80.3%+19.7pp |
| Annual return | 15.11% | 98.60%-83.5pp | 420.17%-405.1pp | 551.85%-536.7pp |
| Employer contribution / active EE | $11,555 | $5,286+118.6% | $4,933+134.2% | $4,662+147.8% |
| Participant deferral / active EE | $3,591 | $8,422-57.4% | $8,066-55.5% | $6,690-46.3% |
| Admin fee / account holder | $8,411 | $15,030-44.0% | $12,989-35.2% | $13,392-37.2% |