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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $66,055 | $165,399-60.1% | $149,745-55.9% | $158,982-58.5% |
| Participation rate | 55.6% | 84.6%-29.0pp | 82.5%-26.9pp | 82.0%-26.4pp |
| Annual return | 14.11% | 348.34%-334.2pp | 276.72%-262.6pp | 302.99%-288.9pp |
| Employer contribution / active EE | $15,608 | $5,105+205.8% | $4,646+236.0% | $4,763+227.7% |
| Participant deferral / active EE | $7,133 | $7,183-0.7% | $6,843+4.2% | $5,983+19.2% |
| Admin fee / account holder | $2,491 | $10,811-77.0% | $9,312-73.3% | $11,252-77.9% |