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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $129,192 | $100,792+28.2% | $86,691+49.0% | $134,509-4.0% |
| Participation rate | 58.3% | 78.9%-20.6pp | 76.6%-18.3pp | 81.2%-22.9pp |
| Annual return | -12.68% | 29.08%-41.8pp | 35.94%-48.6pp | 418.13%-430.8pp |
| Employer contribution / active EE | $790 | $3,491-77.4% | $2,837-72.1% | $4,741-83.3% |
| Participant deferral / active EE | $3,161 | $5,339-40.8% | $4,656-32.1% | $6,400-50.6% |
| Admin fee / account holder | $3,108 | $10,924-71.5% | $7,492-58.5% | $11,427-72.8% |