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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $169,924 | $157,304+8.0% | $141,197+20.3% | $152,909+11.1% |
| Participation rate | 100.0% | 84.8%+15.2pp | 82.5%+17.5pp | 82.5%+17.5pp |
| Annual return | 21.09% | 64.34%-43.3pp | 71.41%-50.3pp | 345.46%-324.4pp |
| Employer contribution / active EE | $5,987 | $5,263+13.8% | $4,736+26.4% | $4,764+25.7% |
| Participant deferral / active EE | $5,175 | $7,111-27.2% | $6,710-22.9% | $5,851-11.6% |
| Admin fee / account holder | $676 | $12,126-94.4% | $10,265-93.4% | $11,601-94.2% |