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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $154,079 | $138,076+11.6% | $123,553+24.7% | $135,380+13.8% |
| Participation rate | 100.0% | 84.7%+15.3pp | 82.3%+17.7pp | 82.6%+17.4pp |
| Annual return | -5.27% | 153.70%-159.0pp | 119.21%-124.5pp | 519.81%-525.1pp |
| Employer contribution / active EE | $6,768 | $5,152+31.4% | $4,628+46.2% | $4,779+41.6% |
| Participant deferral / active EE | $5,106 | $6,800-24.9% | $6,426-20.5% | $5,609-9.0% |
| Admin fee / account holder | $11,892 | $10,917+8.9% | $9,284+28.1% | $10,828+9.8% |