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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $279,595 | $197,637+41.5% | $177,848+57.2% | $158,982+75.9% |
| Participation rate | 100.0% | 88.5%+11.5pp | 87.7%+12.3pp | 82.0%+18.0pp |
| Annual return | 17.48% | 58.77%-41.3pp | 48.33%-30.8pp | 302.99%-285.5pp |
| Employer contribution / active EE | $7,079 | $6,698+5.7% | $5,919+19.6% | $4,763+48.6% |
| Participant deferral / active EE | $10,927 | $8,405+30.0% | $7,714+41.7% | $5,983+82.6% |
| Admin fee / account holder | $3,843 | $15,406-75.1% | $12,431-69.1% | $11,252-65.8% |