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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $492,271 | $171,272+187.4% | $127,803+285.2% | $152,885+222.0% |
| Participation rate | 100.0% | 83.5%+16.5pp | 79.0%+21.0pp | 82.5%+17.5pp |
| Annual return | 16.51% | 23.54%-7.0pp | 26.14%-9.6pp | 345.39%-328.9pp |
| Employer contribution / active EE | $12,560 | $5,451+130.4% | $4,576+174.5% | $4,763+163.7% |
| Participant deferral / active EE | $5,190 | $7,043-26.3% | $6,023-13.8% | $5,851-11.3% |
| Admin fee / account holder | $5,985 | $14,540-58.8% | $9,399-36.3% | $11,598-48.4% |