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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $36,764 | $134,001-72.6% | $112,258-67.3% | $134,509-72.7% |
| Participation rate | 100.0% | 78.6%+21.4pp | 75.1%+24.9pp | 81.2%+18.8pp |
| Annual return | -22.83% | 47.15%-70.0pp | 27.47%-50.3pp | 418.13%-441.0pp |
| Employer contribution / active EE | $2,888 | $4,039-28.5% | $3,636-20.6% | $4,741-39.1% |
| Participant deferral / active EE | $6,026 | $5,291+13.9% | $4,728+27.4% | $6,400-5.9% |
| Admin fee / account holder | $2,206 | $7,491-70.6% | $6,411-65.6% | $11,427-80.7% |