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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $9,780 | $97,729-90.0% | $83,830-88.3% | $135,379-92.8% |
| Participation rate | 91.7% | 80.0%+11.7pp | 76.1%+15.5pp | 82.6%+9.0pp |
| Annual return | 20.74% | 1287.52%-1266.8pp | 850.97%-830.2pp | 519.79%-499.0pp |
| Employer contribution / active EE | $2,658 | $4,222-37.0% | $3,631-26.8% | $4,779-44.4% |
| Participant deferral / active EE | $3,312 | $4,683-29.3% | $4,082-18.9% | $5,609-40.9% |
| Admin fee / account holder | $584 | $6,674-91.2% | $5,479-89.3% | $10,828-94.6% |