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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $218,992 | $175,259+25.0% | $149,723+46.3% | $139,487+57.0% |
| Participation rate | 88.9% | 83.4%+5.5pp | 78.8%+10.1pp | 80.3%+8.6pp |
| Annual return | 13.21% | 166.82%-153.6pp | 134.50%-121.3pp | 373.84%-360.6pp |
| Employer contribution / active EE | $3,575 | $5,478-34.7% | $4,821-25.9% | $4,755-24.8% |
| Participant deferral / active EE | $10,412 | $6,522+59.7% | $5,682+83.2% | $6,713+55.1% |
| Admin fee / account holder | $2,436 | $16,158-84.9% | $13,215-81.6% | $11,407-78.6% |