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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $160,965 | $217,432-26.0% | $185,849-13.4% | $167,536-3.9% |
| Participation rate | 100.0% | 86.1%+13.9pp | 81.7%+18.3pp | 82.1%+17.9pp |
| Annual return | 11.09% | 148.42%-137.3pp | 122.10%-111.0pp | 478.82%-467.7pp |
| Employer contribution / active EE | $3,342 | $5,875-43.1% | $5,169-35.3% | $4,839-30.9% |
| Participant deferral / active EE | $8,816 | $6,357+38.7% | $5,569+58.3% | $6,342+39.0% |
| Admin fee / account holder | $598 | $19,818-97.0% | $16,244-96.3% | $12,315-95.1% |